Turn Payments into Loyalty.

Stop Losing Money To Payment Processors.
Start Turning Payments Into Loyalty.

The only payment method built to guarantee repeat purchases–with instant cashback they can only use at your shop on their next purchase.

No tools, no complicated setup–just repeat customers.

Retention Rate

30%

5% Instant
Cashback

$0

$0

$0

Average Basket

15%

15%

The Retention Engine

Turn First-Time BuyersInto Regulars.

In one click, your checkout becomes an autopilot loyalty engine–driving repeat sales, organic growth and retention.

PayPal,Klarna, &Venmo
Take 3-6% Fees
They don't bring your customers back.
Loya is different
  • YESKeep value in your store
  • YESMore sales, zero effort
  • YESMore repeat purchases
  • YESHigher average order value
  • YESReal customer relationships

Store-Locked Cashback

Traditional cashback gets spent in other categories. Loya keeps rewards in your ecosystem, turning every cashback reward into a guaranteed return visit to your store—not someone else’s.

Infinite Referral Loop

Most referrals reward once. Loya rewards every time a friend buys–automatically. Your customers become your sales team, fueling organic, trusted growth.

Psychological AOV Boost

When a customer has $5 in credit, they don't spend $5. They spend $50 to "unlock" the discount. It feels like free money, lifting your average order value effortlessly.

Network Visibility

Your store appears in the customer’s Loya wallet with a visible balance—nothing converts better than seeing money waiting to be spent. You get insight into how cashback is used, turning it into a measurable marketing tool.

Do the math.

See what Loya can provide

Monthly Revenue$50,000

Old Fees (Traditional)

-$3,195

Loya Fees (4%)

-$2,000

New Value Generated

+$4,695

Get started with Loya

Why Customer Retention Wins Every Time

It costs less and delivers more. Loya helps you turn one-time buyers into repeat customers–without changing how you sell.

Retention Wins

60-70%

You have a 60-70% chance of selling to an existing customer–but only a 5-20% chance of selling to a new one.

Retention Wins

60-70%

You have a 60-70% chance of selling to an existing customer–but only a 5-20% chance of selling to a new one.

Retention Wins

60-70%

You have a 60-70% chance of selling to an existing customer–but only a 5-20% chance of selling to a new one.

Cost Effective

5-25x

Acquiring a new customer costs 5-20X MORE than keeping a customer.

Cost Effective

5-25x

Acquiring a new customer costs 5-20X MORE than keeping a customer.

Cost Effective

5-25x

Acquiring a new customer costs 5-20X MORE than keeping a customer.

Increase Profits

25%

Boosting retention by just 5% can increase profits by 25%.

Increase Profits

25%

Boosting retention by just 5% can increase profits by 25%.

Increase Profits

25%

Boosting retention by just 5% can increase profits by 25%.

Frequently asked questions

  • What is Loya?
  • Why does Loya work?
  • How does Loya work?
  • Is Loya secure?
  • How do I pay with Loya?
  • Where can I shop with Loya?
  • What’s the catch?
  • Can customers use the cashback anywhere?
  • Do I need a Loya credit card?
  • Is Loya cashback only available online?
  • What is Loya?
  • Why does Loya work?
  • How does Loya work?
  • Is Loya secure?
  • How do I pay with Loya?
  • Where can I shop with Loya?
  • What’s the catch?
  • Can customers use the cashback anywhere?
  • Do I need a Loya credit card?
  • Is Loya cashback only available online?
  • What is Loya?
  • Why does Loya work?
  • How does Loya work?
  • Is Loya secure?
  • How do I pay with Loya?
  • Where can I shop with Loya?
  • What’s the catch?
  • Can customers use the cashback anywhere?
  • Do I need a Loya credit card?
  • Is Loya cashback only available online?